What Your Certificate Represents
The Certificate of Completion reflects the practical credit analysis and commercial lending skills applied throughout the course.
By the end of the program, participants will have applied their learning across six core areas:
Financial Analysis
Analyse historical financial performance, cash flow, working capital, liquidity and repayment capacity to support credit assessment.
Credit Risk Assessment
Identify and assess key financial and non-financial risks, including industry, business, management and lending risks.
Financial Modelling
Build and assess base case and downside case forecasts to support credit analysis and lending decisions.
Loan Structuring & Documentation
Understand facility structure, security, key lending terms, covenants, loan offers and facility agreements used to formalise an approval.
Professional Credit Writing
Bring the analysis together into a structured credit paper that communicates key risks, mitigants and a clear credit recommendation.
Commercial Judgement
Apply credit analysis, risk assessment and structuring principles to realistic commercial lending scenarios and form supportable credit recommendations.
Want to understand what sits behind the certificate?
Explore the full course modules or visit our FAQs to learn more about the course, assessment requirements and Certificate of Completion.
MFAA CPD Hours
Recognised Professional Development for Eligible Brokers
The Credit Analyst Academy Credit Analysis Course is recognised by the Mortgage & Finance Association of Australia (MFAA) for 20 MFAA CPD hours for eligible participants.
The course includes practical commercial lending and credit analysis content relevant to finance and mortgage brokers looking to strengthen their commercial lending capability.
20
Applicable to the Credit Analyst Academy Credit Analysis Course in accordance with current MFAA recognition requirements.
Build Practical Credit Capability
The Certificate of Completion marks the completion of the course, but the real value is in the capability developed along the way.
Participants build practical capability across financial analysis, debt servicing, credit risk assessment, financial modelling, loan structuring and documentation, and professional credit writing through training developed by experienced Australian commercial bankers.
The course is designed to strengthen credit reasoning, commercial judgement and confidence in applying credit concepts to practical lending scenarios.
