What Your Certificate Represents
The Certificate of Completion recognises the learning you have demonstrated through the course’s practical assessments.
You’ll apply your knowledge across six core areas:
Financial Analysis
Analyse financial performance, cash flow, working capital, liquidity and repayment capacity to support your credit assessment.
Credit Risk Assessment
Assess financial and non-financial risks, including industry, business, management and lending risks, and consider how they can be mitigated.
Financial Modelling
Prepare and interpret base case and downside forecasts to assess repayment capacity and the impact of changing assumptions.
Loan Structuring & Documentation
Understand facility structures, security, covenants and key terms, and how lending arrangements are documented.
Professional Credit Writing
Present your analysis in a structured credit paper that explains the proposal, repayment capacity, key risks and credit recommendation.
Commercial Judgement
Weigh the evidence, question assumptions and explain how your findings support your credit recommendation.
Want to understand what sits behind the certificate?
Explore the course modules course modules or visit our FAQs to learn more about the course, assessments and completion requirements.
MFAA CPD Hours
MFAA CPD Recognition
The Credit Analyst Academy course is recognised by the Mortgage & Finance Association of Australia (MFAA) for 20 CPD hours for eligible participants.
The course covers practical credit analysis and commercial lending skills relevant to finance and mortgage brokers assessing business lending opportunities and preparing credit submissions.
20
Applicable to the Credit Analyst Academy course in accordance with current MFAA recognition requirements.
Build Practical Credit Capability
Develop your skills through practical online modules, questions and exercises, with personalised feedback from experienced commercial bankers.
Apply what you learn in a final commercial lending assessment, bringing together your financial analysis, modelling, risk assessment and credit recommendation.
